（吉隆坡23日讯）银行户头突现不明入账，别以为是天降横财，恐是骗子盗用你名义贷款设下的陷阱，让你背了债，还诱导你把钱白白转过去给他！
一名巫裔女网红在TikTok发布视频指出，近期有民众发现银行户头出现不明进账，随后接获陌生来电，对方声称误将款项转入其户头，要求事主将钱“退还”至指定户头。
她提醒，这其实是诈骗手法之一；骗子先盗用事主个资申请贷款，待款项汇入事主户头后，再谎称转错账，诱导事主将钱转回。
“实际上，那笔钱是以事主名义借来的，一旦转给骗子，事主就会背上债务，还白白把钱交出去。”
她强调，若遇到类似情况，切勿私下转账，应第一时间联系银行说明情况，并向警方报案。
另一方面，马华依斯干达布蒂里市议员党鞭倪顺海也在面子书发文，提醒大家注意类似手法，并指任何正规退款程序都应由银行处理，而非通过个人私下转账完成。
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